Meet the Staff

Opportunity is our mission. Community Capital New York serves as an economic catalyst, providing alternative financing that transforms and strengthens the prosperity of our communities and the lives of the people who live in them.

Snapshot of our impact

  • Invested $341 million in our communities
  • Generated $10 million in tax revenues for the region on an annual basis
  • Created 1,000 jobs—our average loan creates or retains five jobs
  • Empower women and minorities, who comprise 75% of our loan clients
  • Funded 2,000 affordable homes
Kimberlie A. Jacobs
Executive Director
Phone: 914.747.8020 ext 12

Kim Jacobs has served as Executive Director of Community Capital New York, a Community Development Financial Institution, since its creation in 1989.  Under her leadership, the organization has realized important goals in affordable housing and small business development throughout the communities served in the lower Hudson Valley.  Notable among these are:

  • Provided catalytic “gap” loans to affordable housing developments representing over 2000 homes for low and moderate income households
  • Raised over $17 million in equity investments for Low Income Housing Tax Credit rental housing projects
  • Created the region’s only Individual Development Account program helping over 100 families living in poverty save money and buy assets
  • Created an SBA Certified micro loan fund providing loan capital and business development services to small businesses in six counties
  • Led the region’s largest Financial Education initiative creating videos, materials, workshops and one- on- one counseling to over 3000 households.

Prior to her work in Westchester, Kim served as the Deputy Director of Rochester Downtown Development Corporation in Rochester, NY and also worked as a Senior Planner for the City of Sioux Falls, SD and other planning positions in Iowa, Texas and California.  She has a MS in Urban Planning from the University of Iowa and an MBA in Finance from Pace University.  Ms. Jacobs serves on a variety of community Advisory Boards.  In 2000, she was selected as a Fannie Mae fellow to the Kennedy School of Government Senior Executives Program at Harvard University.

“My parents came from very modest backgrounds to become solidly middle-class owners of a nice home and a prosperous small business.  As I was growing up I remember them commenting so many times about what a huge difference it would have made to them in life and for their prosperity,  if they could just have gotten their hands on $10,000 when they were first starting out.  I feel great coming to work everyday knowing  that Community Capital New York is here to make sure that other hardworking individuals get the leg up my folks never had.”


Carol Danziger
Finance Director
Phone: 914.747.8020 ext 13

Carol Danziger joined Community Capital in 1990.  During her tenure, Carol has held full responsibility for bookkeeping and financial records, the maintenance of the organization’s databases and PC network systems and all office support functions.  Additionally, she administers the loan portfolio and control system, loan underwriting and collections processes.

Carol studied Business Administration at Mercy College, and she is certified in Tax Credit Compliance.  She serves as Treasurer of the Westchester Interfaith Housing Corporation.

“Throughout my 22 years with Community Capital New York I have always believed that the work we do and the assistance we provide have real value for the individuals and communities we serve.”

Julieta McPherson
Vice President, Lending
Phone: 914 747 8020 ext. 11

Julieta McPherson, is responsible to contribute to Community Capital’s mission of creating economic opportunity for a strong portfolio of borrowers across all products lines. Her service territory is Westchester County.

Julieta has previous experience in small business lending with for profit, non-profit, and government organizations.  She has worked with a wide range of businesses and clients, from low-income micro-entrepreneurs, Latino women, and artisan communities in Mexico, to businesses with greater than $5 MM in annual revenue.  Julieta also has extensive experience training small businesses and micro-entrepreneurs in the areas of business development, marketing, customer service, and finance.  Previous companies Julieta has worked with include Latino Economic Development Center in Minneapolis, MN, Women’s Initiative, Apoyo Financiero, and Opportunity Fund in San Francisco, CA, and Women’s Enterprise Development Center in White Plains, NY.  Julieta holds a B.S. in International Business, and Marketing Certificate Program at School of Business Extension Program at University of California at Berkeley.

Helping entrepreneurs make their dreams come true, and transforming local economy is what I love most about working at Community Capital.”

Carlos Hernandez
Vice President, Lending
Phone: 914.747.8020 ext 14

Carlos Hernandez covers Rockland, Orange and Sullivan counties for Lending initiatives, Business Development and Technical Assistance. In addition, he manages CCNY’s Risk Rating process. Carlos is a CPA with prior experience ranging from auditor to CFO of multi-national companies and of small entrepreneurial companies, as well as recent experience as a licensed General Securities Representative. Carlos began his professional career at Deloitte in New York.

Carlos holds a Bachelor’s in Business Administration from Baruch College and is a member of the American Institute of CPA’s and the New York State Society of CPA’s.

“My grandfather was an entrepreneur in Cuba who achieved great success and wealth later in life only to lose everything when Fidel Castro took over the country. This did not dampen his entrepreneurial spirit one bit. He eventually came to the US and advised my parents who had started a retail small business. His enthusiasm, generosity and positive can-do attitude had an indelible impact on how I view business and life in general.”

Simone Obermaier
Vice President, Lending
Phone: 914.747.8020 ext 10

Simone Obermaier, is responsible for Business Development and Lending across all of Community Capital’s product offerings. Her service territory includes Dutchess, Putnam and Ulster counties. Simone is an experienced economic development professional with expertise in lending, underwriting and small business support.
Prior to joining CCNY, Simone worked for the Dutchess County Economic Development Corporation where she focused on the New York State Empire Zone Program and new business development initiatives. Simone holds a Bachelor’s degree in International Business from SUNY New Paltz and an Associate’s Degree in Business Administration from Dutchess Community College, both summa cum laude. She is fluent in Spanish.

“Since joining CCNY, I have an even greater appreciation for entrepreneurs – the risks they are willing to take and the passion they bring to their businesses. When individuals come to us with a great idea that is backed by research, personal knowledge and experience and coupled with a solid plan to put things into action, Community Capital New York is here to lend a hand. Being a part of the success along the way, helping to create vibrant communities one business at a time and making dreams a reality is the best part of my job.“

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